Pet Insurance

Help make sure your furry family members are protected against unplanned vet expenses for covered accidents or illnesses with MetLife Pet Insurance.

Flexible coverage with up to 90% reimbursement¹
Only provider to offer family plans² covering multiple cats and dogs on one policy
Optional Preventive Care coverage³
Offers on pet care, including discounts up to 30%⁴, where available

Take the Next Step:

Download an Overview of Coverage

Quote & Enroll

What is Covered

You may be able to cover up to 100% from veterinary expenses at any licensed veterinarian, specialist or emergency clinic in the U.S.*

Accidental injuries
Illnesses
Exam fees
Surgeries
Medications
Ultrasounds
Hospital stays
X-rays and other diagnostics
Hip dysplasia
Hereditary conditions
Congenital conditions
Chronic conditions
Alternative therapies
And much more!

* Provided all terms of the policy are met. Application is subject to underwriting review and approval. Like most insurance policies, insurance policies issued by IAIC and MetGen contain certain deductibles, co-insurance, exclusions, exceptions, reductions, limitations, and terms for keeping them in force. For costs, complete details of coverage and exclusions, and a listing of approved states, please contact MetLife Pet Insurance Solutions LLC.

24/7 access to Telehealth Concierge Services—because accidents and illnesses don’t always wait for your vet to be open

Use the MetLife Pet mobile app to submit, track claims, and manage your pet’s health and wellness

Underwritten and Issued by Independence American Insurance Company and Metropolitan General Insurance Company.

¹Reimbursement options include: 70%, 80% and 90% and a 50% option for MetGen policies and a 65% option for IAIC policies only. Pet age restrictions may apply.

²Based on a January 2023 review of publicly available summary information. Competitors did not furnish copies of their policies for review. If you have questions about a particular competitor's policy or coverage, please contact them or their representative directly.

³For IAIC policies, optional Preventive Care coverage is based on a Schedule of Benefits. For MetGen policies, optional Preventive Care coverage is included in the annual limit.

⁴When using multiple discounts, discounts cannot exceed 30%. Each discount may not be available in all states. Please contact MetLife Pet for further details.

Coverage issued by Metropolitan General Insurance Company (“MetGen”), a Rhode Island insurance company, headquartered at 700 Quaker Lane, Warwick, RI 02886, and Independence American Insurance Company (“IAIC”), a Delaware insurance company, headquartered at 11333 N Scottsdale Rd, Ste 160, Scottsdale, AZ 85454. Coverage subject to restrictions, exclusions and limitations and application is subject to underwriting. See policy or contact MetLife Pet Insurance Solutions LLC (“MetLife Pet”) for details. MetLife Pet is the policy administrator. It may operate under an alternate or fictitious name in certain jurisdictions, including MetLife Pet Insurance Services LLC (New York and Minnesota) and MetLife Pet Insurance Solutions Agency LLC (Illinois).

Your Alumni Association may receive financial benefits from the administrator that provides this program. These benefits fund alumni programs and activities.